Black cats. Broken mirrors. Walking under ladders. We all know these superstitions are nonsense, right? Yet somehow, when it comes to life insurance, smart people still believe some pretty spooky myths that could haunt their families for decades. It's Friday the 13th, so let's shine a light on the financial superstitions that are keeping you broke, unprotected, and vulnerable. Consider this your ghost-busting guide to the lies you've been told about life insurance, and the tr